![]() This doesn’t imply fraud, but rather overdrawn cards or expired ones.Ĭall the bank to ask why the pick-up notice is showing up for your credit card. The customer’s bank prevented the transaction and is also telling the merchant to hold the card. Pick up card, hold call (no fraud implied) Use the number on the card to call the bank and ask for an explanation. The customer’s bank prevented the transaction (similar to code 01). The issuing bank (Mastercard, Visa, Discovery, etc.) prevented the transaction without a specific reason.Ĭall the bank and ask them to explain the issue. If you didn’t see your error code in this section, you could browse the table below, which includes over 50 credit card decline codes in numerical order, along with details as to why each code happens and how to fix the problem. You might have mistyped a credit card number, used the wrong verification code, entered an invalid expiration date, or attempted something inherently impossible, like trying to refund a refund. Credit card issuing banks often use these two errors as catch-all response codes, making it harder to know what’s wrong. These simply denote an invalid transaction. Wrong security code (Code 63): This occurs when you type the three-digit CVV or CVC code on the back of your card or the four-digit CID code on the front of your card incorrectly.Įxamples of where to find your CVV, CVC, or CID number (Source: LendingTree)įor many of these issues, you may also see error code 12 or error code 85.If you get any other wrong numbers, you’ll get error code 14 for entering an invalid card number. If the very first digit is incorrect, you’ll see error code 15 for “no such issuers” since the first digit pinpoints the card’s issuing bank. Wrong card number (Codes 14 & 15): There are two wrong ways to enter the card number improperly.Transaction not permitted (Code 57): This occurs when you try to use your card for a transaction that is not allowed (for example, if you’ve blocked online transactions or international payments).Expired card (Code 54): All credit cards have an expiration date, and trying to use a card after that date will give you an error message.Exceeded credit limit (Code 65): Even if you have money in your accounts, you need to pay it down if you’ve exceeded the credit limit for the card before you can use it again. ![]()
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |